After weeks of incredibly subdued volatility, the bond market (which dictates rates) is starting to show some signs of life, but not for all of the same old reasons.
Source: Kevin Litwicki MBSLIVE
Rates Ignore Trump's Covid Diagnosis. Has The Bond Market Gone Crazy?

The pandemic has proven to be a powerful source of motivation for the housing market. After grinding to a halt in March and April like the rest of the economy, home sales and prices have bounced back with a vengeance.
Source: Kevin Litwicki MBSLIVE
Stellar Housing Data; Refresher on New Refi Fee

Mortgage rates are most influenced by the bond market and the bond market is most influenced by the Federal Reserve (aka “The Fed”). So when the Fed says it expects rates to be “zero” at least until the end of 2023, does the same go for mortgage rates?
Source: Kevin Litwicki MBSLIVE
Here's What The Fed's 0% Rate Means For Mortgages and Housing

If you’re in the mortgage process currently or if you will be soon, there are some tremendously important e
Source: Kevin Litwicki MBSLIVE
Critical Updates For Anyone Buying or Refinancing

Almost everywhere you look, there’s news of progressively lower mortgage rates and claims that they’ll remain low or move lower for years to come. That’s definitely a possibility, but that doesn’t necessarily mean people should wait to refinance.
Source: Kevin Litwicki MBSLIVE
The Uncommonly Strong Case For Locking a Mortgage Rate

There are several major developments in the mortgage world recently, and they’ve generated a bit of confusion. So let’s clear it up!
Source: Kevin Litwicki MBSLIVE
Huge Developments in The Mortgage World. Are You Getting The Whole Story?

Several new reports confirm the housing market is absolutely crushing it right now, but the headlines don’t tell the whole story.
Source: Kevin Litwicki MBSLIVE
Best Housing Market Since 2007, But There's a Catch

Some mortgage companies have generated buzz by advertising 30yr fixed rates of 1.99%. While it is possible to obtain such a rate, there is definitely a catch.
Source: Kevin Litwicki MBSLIVE
Mortgage Rates Are Not 1.99%. In Fact They're Back Over 3%

Years from now when scientists examine mortgage rates in July 2020, they’d be forgiven for coming to the conclusion that rates only ever move lower. As we’ve learned in the first week of August, rates also rise.
Source: Kevin Litwicki MBSLIVE
The Rate Also Rises

Mortgage rates have fallen more aggressively than ever and they’ve been remarkably willing to set record after record. So is there any reason you shouldn’t wait for them to go even lower?
Source: Kevin Litwicki MBSLIVE
Should You Wait For Lower Rates?