The 11th-hour volatility raises a few big questions about what’s on the horizon. Could rates continue to drop or was this just a temporary diversion? Will stocks regain much of the recently lost territory, or are we merely at the beginning of an even bigger crash?
Source: Kevin Litwicki Universal Lending
Big Risks and Opportunities Heading Into The New Year

Last week we discussed the possibility of mortgage rates continuing to fall despite the near certainty of this week’s Fed rate hike. That’s exactly what happened, but it was the move in stocks that got the most attention–not a surprising result given the following chart.
Source: Kevin Litwicki Universal Lending
What's Up With Market Madness After Fed's Rate Hike?

Last week, we discussed a surprising spike in market volatility. Fortunately, one of the volatile moves involved interest rates dropping to their lowest levels since September. This week has been quite different.
Source: Kevin Litwicki Universal Lending
The Fed Will Hike, But Rates Could Keep Falling

Last week’s newsletter asked whether or not the highest interest rates behind us. At the time, this was a relatively new and bold assertion. Now, this week makes that assessment look tame by comparison.
Source: Kevin Litwicki Universal Lending
Just When You Thought It Couldn't Get Any Crazier