This newsletter strictly avoids politics except in cases where the political realm legitimately intersects with relevant events for housing and rates. Now is clearly one of those times. The discussion that follows contains no opinion or partisan leaning.
Source: Kevin Litwicki MBSLIVE
Rates Refuse to Drop Ahead of Election. How About After?

Last week’s newsletter warned that it was time to start thinking about incredibly high volatility potential due to events in the first few days of November. But as far as interest rates are concerned, the volatility is already here.
Source: Kevin Litwicki MBSLIVE
November Volatility Shows Up Early And Next Week Could Be Even Crazier

This newsletter series spent 3 straight weeks trying to remind readers that mortgage rates could go higher after the Fed rate cut, and then several more weeks warning about the high stakes jobs report. We had no way of knowing how the future would play out then, and that continues to be the case, but it’s time to get the next big warning on the table.
Source: Kevin Litwicki MBSLIVE
Time to Start Thinking About Incredibly High Volatility Potential

It’s been frustrating and potentially confusing to see mortgage rates move consistently higher after the Fed’s September 18th rate cut, but the Fed has nothing to do with the big rate spike of the past few weeks.
Source: Kevin Litwicki MBSLIVE
Lots of Confusion About Recent Rate Movement. Let's Clear it up

There was a lot riding on Friday’s big jobs report with a weak result likely to reinvigorate a move to long-term lows and a strong result likely to push rates higher. It ended up being VERY strong, thus pushing rates higher VERY quickly.
Source: Kevin Litwicki MBSLIVE
Huge Rate Bounce After Stunningly Strong Jobs Report

‘Tis the season for things to be something other than what they appear to be, apparently. Lenders are talking about new loan limits, but they haven’t officially changed. News stories are saying rates went lower this week, but they’re higher. And there’s even talk of a big refi boom, but as you may have guessed, that’s also not exactly right.
Source: Kevin Litwicki MBSLIVE
Refi Booms, Loan Limits, and Mortgage Rate Misdirection

This week’s newsletter will be intentionally short in hopes of it being easier to share, read, and digest.
Source: Kevin Litwicki MBSLIVE
Why The Fed Rate Cut Didn't Help Mortgage Rates This Week

It’s a foregone conclusion that the Fed will be cutting rates on Wednesday, September 18th. As exciting as they might sound, mortgage rates have already reaped the rewards.
Source: Kevin Litwicki MBSLIVE
Why Fed Day Matters Even Though Mortgage Rates Are Already Lower

With more and more buzz surrounding the Fed’s upcoming rate cut, it’s only natural for consumers to enthusiastically wait for the lower mortgage rates that are sure to follow. There’s just one problem.
Source: Kevin Litwicki MBSLIVE
Why You Might Regret Waiting For Better Rates After The Fed Cuts

It’s still just over 3 weeks away, but questions are already ramping up regarding the impact of the Fed’s rate cut on mortgage rates. Here is exactly what the rate cut itself will do: NOTHING!
Source: Kevin Litwicki MBSLIVE
Here's Exactly What a Fed Rate Cut Will Do For Mortgage Rates